Privacy Statement
for
Notification of Changes
If we decide to
change our privacy policy, we will post those changes on our Homepage so
our users are always aware of what information we collect, how we use
it, and under circumstances, if any, we disclose it. If at any point we
decide to use personally identifiable information in a manner different
from that stated at the time it was collected, we will notify users by
way of an email. Users will have a choice as to whether or not we use
their information in this different manner. We will use information in
accordance with the privacy policy under which the information was
collected.
If you feel that
this company is not abiding by its posted privacy policy, you should
first contact
What
personally identifiable information is collected from you.
Florida Commercial
Brokers Network collects information in several ways from different
parts of our network of web sites.
Some personal
information is gathered when you register. During registration, Florida
Commercial Brokers Network asks for your email address, birth date,
gender, zip code, and personal interests. The more information you
volunteer (and the more accurate it is), the better we are able to
customize your experience. Once you register you are no longer anonymous
to Florida Commercial Brokers Network - you are given a Florida
Commercial Brokers Network Username and are able to take full advantage
of Florida Commercial Brokers Network personalized features.
In addition to
registration we may ask you for personal information at other times,
including (but not limited to) when you enter a sweepstakes, contest or
promotion sponsored by Florida Commercial Brokers Network and/or our
many partners; when you submit a link for web content; when you create a
personal profile; and when you report a problem with one of our sites or
services. If you contact Florida Commercial Brokers Network we may keep
a record of that correspondence. Florida Commercial Brokers Network also
occasionally asks users to complete surveys that we use for research
purposes. Wherever Florida Commercial Brokers Network collects personal
information we make an effort to include a link to this Privacy Policy
on that page.
What are
cookies and how are they used.
As part of
offering and providing customizable and personalized services, Florida
Commercial Brokers Network uses cookies to store and sometimes track
information about you. A cookie is a small amount of data that is sent
to your browser from a web server and stored on your computer's hard
drive. All features on Florida Commercial Brokers Network where you are
prompted to log-in or that are customizable require that you accept
cookies. (See 'What are my choices regarding collection, use and
distribution of my information?' for more information on cookies.)
Generally, we use
cookies to:
(1) Remind us of who you are and to access your account information
(stored on our computers) in order to deliver to you a better and more
personalized service. This cookie is set when you register or 'Sign In'
and is modified when you 'Sign Out' of our services. Florida Commercial
Brokers Network also uses cookies to store your most recent visit date
to indicate what content is new to you.
(2) Estimate our
audience size. Each browser accessing Florida Commercial Brokers Network
is given a unique cookie which is then used to determine the extent of
repeat usage, usage by a registered user versus by an unregistered user,
and to help target advertisements based on user interests and behavior.
(3) Track your
progress and number of entries in some of our promotions, sweepstakes
and contests. When a Florida Commercial Brokers Network -hosted
promotion uses cookies, the information written to the cookie indicates
the player's progress through the promotion, and may be used to track
entries, submissions, and status in prize drawings.
(4) Measure
certain traffic patterns, which areas of Florida Commercial Brokers
Network's network of web sites you have visited, and your visiting
patterns in the aggregate. We use this research to understand how our
users habits are similar or different from one another so that we can
make each new experience on Florida Commercial Brokers Network a better
one. We may use this information to better personalize the content,
banners, and promotions that you and other users will see on our sites.
Florida Commercial
Brokers Network also collects IP addresses for system administration and
to report aggregate information to our advertisers.
Some of our
business partners use cookies on our site (for example, advertisers).
However, we have no access to or control over these cookies.
How your
information is used.
Florida Commercial
Brokers Network's primary goal in collecting personal information is to
provide you, the user, with a customized experience on our site. This
includes personalization services, interactive communications and many
other types of services, which are completely free to you. In order to
provide services free of charge, we display advertisements. By knowing a
little about you, Florida Commercial Brokers Network is able to deliver
more relevant advertisements and content, and hence better service, to
you.
In our role of
delivering targeted advertisements, Florida Commercial Brokers Network
plays the middleman. Advertisers give us an advertisement and tell us
the type of audience they want to reach (for example, males over 35
years old). Florida Commercial Brokers Network takes the advertisement
and displays it to users meeting that criteria. In this process, the
advertiser never has access to individual account information. Only
Florida Commercial Brokers Network has access to individuals' accounts.
This kind of advertisement targeting is done with banner ads as well as
promotional email. You will only receive special offers via email from
Florida Commercial Brokers Network if you have indicated in your account
preferences that you would like to receive them. You can change your
account preferences at any time.
Florida Commercial
Brokers Network performs research on our users demographics, interests,
and behavior based on the information provided to us upon registration,
during a promotion, from our server log files or from surveys. We do
this to better understand and serve our users. This research is compiled
and analyzed on an aggregated basis. Florida Commercial Brokers Network
may share this aggregated data with advertisers or business partners.
Who is
collecting your information.
When you are on a
Florida Commercial Brokers Network site and are asked for personal
information, you are sharing that information with Florida Commercial
Brokers Network alone, unless it is specifically stated otherwise. For
example, some Florida Commercial Brokers Network services, are offered
in conjunction with a partner company. In order to provide this
co-branded service to you, it is necessary for us to share your personal
information with our partner company. If data is being collected and/or
maintained by any company other than Florida Commercial Brokers Network,
you will be notified prior to the time of the data collection or
transfer. If you do not want your data to be shared, you can choose not
to allow the transfer by not using that particular service.
Promotions that
run on Florida Commercial Brokers Network may be sponsored by companies
other than Florida Commercial Brokers Network or may be cosponsored by
Florida Commercial Brokers Network and another company. Some or all data
collected during a promotion may be shared with the sponsor. If data
will be shared, you will be notified prior to the time of data
collection or transfer. You can decide not to participate in the
promotion if you don't want your data to be shared. Currently, most
Florida Commercial Brokers Network promotions are limited to US or North
American residents.
Please be aware
that Florida Commercial Brokers Network Internet access partners,
advertisers, and web sites that have links on our site may collect
personally identifiable information about you. This privacy statement
does not cover the information practices of those Internet access
partners, advertisers, and web sites linked to Florida Commercial
Brokers Network.
With whom
your information may be shared.
As a general rule,
Florida Commercial Brokers Network will not disclose any of your
personally identifiable information except when we have your permission
or under special circumstances, such as when we believe in good faith
that the law requires it or under the circumstances described below.
Please see the Use Agreement for more detailed information about how
your personal information may be shared. The following describes some of
the ways that your information may be disclosed.
Business Partners
& Sponsors:
Florida Commercial Brokers Network may disclose your personal
information to business partners or sponsors, but this is specifically
described to you prior to data collection or prior to transferring the
data. Details of shared use can be found in specific Terms of Service or
Use Agreements, and sweepstakes and promotions rules. Some or all data
collected during a Florida Commercial Brokers Network promotion may be
shared with a sponsor. If personally identifying data about you will be
shared, we will tell you before we collect or transfer the data.
Many promotions
offer opportunities to request additional information from sponsors. By
requesting more information, you give Florida Commercial Brokers Network
permission to transfer your personal information to the sponsor so they
can fulfill your request. In many instances, only your email address
will be shared. If more information will be shared with the sponsor, you
will be notified prior to the transfer.
From time to time,
you may be offered the opportunity to receive materials or special
offers from third parties. If you opt-in to receive information from
these third parties, Florida Commercial Brokers Network will (with your
permission) share your name and email address with them.
Third Party Data &
Data in the Aggregate:
Under confidentiality agreements, Florida Commercial Brokers Network may
match user information with third party data. Also, Florida Commercial
Brokers Network discloses aggregated user statistics (for example, 45%
of our users are female) in order to describe our services to current
and prospective partners, advertisers, and other third parties, and for
other lawful purposes.
Market Research
Data in the Aggregate:
Other:
Florida Commercial Brokers Network may also disclose account information
in special cases when we have reason to believe that disclosing this
information is necessary to identify, contact or bring legal action
against someone who may be violating Florida Commercial Brokers
Network's Terms of Service or may be causing injury to or interference
with (either intentionally or unintentionally) Florida Commercial
Brokers Network's rights or property, other Florida Commercial Brokers
Network users, or anyone else that could be harmed by such activities.
Florida Commercial Brokers Network may disclose or access account
information when we believe in good faith that the law requires it and
for administrative and other purposes that we deem necessary to
maintain, service, and improve our products and services.
What
choices are available to you regarding collection, use and distribution
of the information.
Florida Commercial
Brokers Network may, from time to time, send you email regarding our
products and services. In addition, if you indicated upon registration
that you are interested in receiving offers or information from Florida
Commercial Brokers Network and our partners, we may occasionally send
you direct mail about products and services that we feel may be of
interest to you. Only Florida Commercial Brokers Network (or agents
working on behalf of Florida Commercial Brokers Network and under
confidentiality agreements) will send you these direct mailings and only
if you indicated that you do not object to these offers. If you do not
want to receive such mailings, simply tell us when you give us your
personal information. Or, at any time you can easily edit your Florida
Commercial Brokers Network Account Information to no longer receive such
offers and mailings. You will need your Florida Commercial Brokers
Network Username and Password in order to access your Florida Commercial
Brokers Network Account Information.
On some types of
Florida Commercial Brokers Network promotions, we will ask for your
email address in order to update you on your score, entries, and status
in prize drawings. When you participate in these types of promotions,
you automatically receive promotion-related email, unless you choose the
no-email option that some promotions offer. Occasionally these
promotion-related email messages may include targeted advertisements.
You also have
choices with respect to cookies. By modifying your browser preferences,
you have the choice to accept all cookies, to be notified when a cookie
is set, or to reject all cookies. If you choose to reject all cookies
you will be unable to use any of the personalization and communication
features that require registration in order to participate. You can
still use Florida Commercial Brokers Network's content links even if you
do not accept cookies.
Florida Commercial
Brokers Network does not sell or rent user information to anyone. We
will notify you at the time of data collection or transfer if your data
will be shared with a third party and you will always have the option of
not permitting the transfer. If you do not wish to allow your data to be
shared, you can choose not to use a particular service or not to
participate in certain promotions or contests.
The kind of
security procedures that are in place to protect the loss, misuse or
alteration of information under
Your Florida
Commercial Brokers Network Account Information and Florida Commercial
Brokers Network Profile are password-protected so that you and only you
have access to this personal information. You may edit your Florida
Commercial Brokers Network Account Information and Florida Commercial
Brokers Network Profile by using your Florida Commercial Brokers Network
Username and password.
We recommend that
you do not divulge your password to anyone. Florida Commercial Brokers
Network will never ask you for your password in an unsolicited phone
call or in an unsolicited email. Also remember to sign out of your
Florida Commercial Brokers Network account and close your browser window
when you have finished your work. This is to ensure that others cannot
access your personal information and correspondence if you share a
computer with someone else or are using a computer in a public place
like a library or Internet cafe.
Whenever Florida
Commercial Brokers Network handles personal information as described
above, regardless of where this occurs, Florida Commercial Brokers
Network takes steps to ensure that your information is treated securely
and in accordance with the relevant User Agreement and this Privacy
Policy.
Unfortunately, no
data transmission over the Internet or any wireless network can be
guaranteed to be 100% secure. As a result, while we strive to protect
your personal information, Florida Commercial Brokers Network cannot
ensure or warrant the security of any information you transmit to us or
from our online products or services, and you do so at your own risk.
Once we receive your transmission, we make our best effort to ensure its
security on our systems.
What about
children's privacy?
Florida Commercial
Brokers Network is not directed to children under the age of 18. We
prohibit registration by and will not knowingly collect personally
identifiable information from anyone under 18. This requirement will be
posted at points of data collection within the Florida Commercial
Brokers Network, such as registration for services.
If you have any
questions about this privacy statement, the practices of this site, or
your dealings with this Web site, you can contact: